CYBER FACT
If every garbage truck we filled (annually) was placed end-to-end, it would cover half the distance to the moon or ~119,450 miles.
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Our Vision
"Our vision is to help our customers and communities realize their dreams by anticipating, understanding and meeting financial needs.The web’s most convenient, secure and cost-effective payments solution.”
We Solve Your Financial Problem
No one is free from financial problems. Poor planning or going through a tough time, such as a divorce, illness or unemployment, can really tip the scales. Need help? Here’s some advice on how to manage your financial problems.
Identify the problem --> Create your budget --> Lower your expenses --> Stop taking on debt --> Meet with your advisor
much more..
Money Savings
Exciting Offers on Travel, Dining, Shopping & More.
Online Shoppings
The Easier, Faster and Secure Way to Pay Online.
Credit / Debit Cards
Explore the world of Platinum(credit/debit) Explore today.
Membership Rewards
Membership Rewards is a customer loyalty programme.Cipher One rewards Cardmembers that regularly use Cipher One Cards. The more you spend, the more Membership Rewards points you accumulate. These points can be redeemed for a wide variety of travel rewards, shopping rewards, entertainment rewards and more.
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Our Services
Business Consulting
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Income Monitoring
Insurance Consulting
Financial Investment
Financial Management
Frequently Ask Questions
Can I increase my credit limit?
Yes. After the first six months, you can apply for an increase in your credit limit.
How do I report a lost, stolen or damage Card?
If you need to report your lost or stolen Card call our 24 hour Card Member Help Line to block your Card.
What is the time interval for periodic updation of KYC?
FTime intervals for periodic updation of KYC is 2, 8 and 10 years for existing high, medium and low risk customers respectively.
What is the timeframe within which a charge can be disputed?
The Bank will investigate and resolve a billing error when the customer's billing error notice is received in writing at the address specified on the periodic statement and within 60 days from the date of transaction. The bank may accept billing error notices by phone.After 60 days, if the Bank is notified of a billing dispute and the dispute does not meet the criteria for a Goods & Services dispute and the Bank determines that it will investigate the dispute, the Bank will notify the customer that an attempt will be made to resolve the dispute, but credit cannot be guaranteed.
How do I change my PIN?
You can securely change your PIN online by logging into your Account. Go to the ‘Account management’ section and click on ‘Change PIN’. Please remember, you will need to enter your old PIN* one final time, at a merchant store for a Chip and PIN transaction.Your new PIN will be updated automatically on the Chip of your Card for all subsequent transactions. * If your Card is eligible for cash advances & your first transaction is an ATM withdrawal, you may use your new PIN immediately.
How do I view my PIN?
You can securely view your PIN by simply logging in to your Online Account. Go to the 'Account Management' section and click on 'View PIN'.
How do I close my Account?
To close your Account please call the Customer Service number on the back of your Card.
Can I use my card abroad ?
Yes, you can. You will be charged 3.5% of the transaction amount as a mark-up fee for foreign currency transactions
Bank Loan
One stop solutions for all your financial needs.We provide with all kinds of loans.It may be personal loan ,home loan,car loan,two-wheeler loan,we are here.
Banking Consulation
A convenient ,safe and rewarding experiance.We welcome to CIPHER ONE family.
FunFacts
HACKER FACT
There is a hacker attack every 39 seconds
BUSINESS FACT
43% of cyber attacks target small business
COMPANY FACT
Most companies take nearly 6 months to detect a data breach, even major ones
BUSINESS FACT
43% of cyber attacks target small business
GLOBAL FACT
Approximately $6 trillion is expected to be spent globally on cybersecurity by 2021
CYBER FACT
By 2020 there will be roughly 200 billion connected devices
HACKER FACT
95% of cybersecurity breaches are due to human error.